Under the Work Injury Compensation Act (WICA)*, an employer is liable to compensate an employee for accidental bodily injury, sickness, occupational disease or death arising out of and in the course of employment.

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With Work Injury Compensation/Employer’s Liability Insurance policy, your compulsory insurance requirements as well as your legal liabilities toward employees under the WICA will be taken care of.

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*Self-employed persons, independent contractors, domestic workers, members of the Singapore Armed Forces, officers of the Singapore Police Force, the Singapore Civil Defence Force, the Central Narcotics Bureau and the Singapore Prisons Service are not covered under WICA

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*Subject to policy terms, conditions and exclusions